The Complete Guide to Pet Estate Planning
Our pets are family. But unlike human family members, they can't care for themselves if something happens to us. Here's everything you need to know about pet estate planning.
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This article is just one part of protecting your legacy. Read our comprehensive roadmap covering legal wills, digital assets, and more.
Did You Know?
Over 500,000 pets enter shelters each year because their owners died or became incapacitated without a plan.
Step 1: Choose a Pet Guardian
The most important decision is who will care for your pets. Consider:
- Does this person love animals?
- Do they have time and energy for pet care?
- Can they afford the ongoing costs?
- Are they willing and able to take on this responsibility?
- Does their living situation allow pets?
Important: Always ask permission before naming someone as a pet guardian. And always name a backup guardian.
Step 2: Document Care Instructions
Your pet guardian needs to know everything about caring for your pet:
Feeding
- Diet and food brands
- Feeding schedule
- Treats and restrictions
- Food allergies
Health
- Vet name and contact
- Vaccination records
- Medications
- Health conditions
Behavior
- Temperament notes
- Training commands
- Fears and triggers
- Favorite activities
Daily Routine
- Walk schedule
- Sleep habits
- Grooming needs
- Favorite toys
Step 3: Set Aside Funds
Caring for a pet is expensive. According to the ASPCA, the average annual cost is $1,000-$2,000 per pet. You can provide for your pet's care in several ways:
- Direct bequest: Leave money to your pet guardian specifically for pet care.
- Pet trust: Create a legal trust that holds funds for your pet's care. Available in all 50 states.
- Life insurance: Name your pet guardian as a beneficiary with instructions to use funds for pet care.
Step 4: Make It Legal
Include your pet provisions in your will or trust. While pets are legally considered property, you can:
- Designate who receives your pet
- Leave funds for their care
- Provide care instructions as part of the bequest
Step 5: Create an Emergency Plan
What if you're in an accident and can't care for your pet temporarily? Have an emergency plan:
- Carry an emergency card in your wallet with pet info
- Put a notice on your door for emergency responders
- Give a spare key to a neighbor or friend
- Keep care instructions accessible
Legacy Haven Pet Guardianship Feature
Store all your pet information, designate guardians, and ensure your furry family is always protected. Your designated deputies can access care instructions immediately if needed.